DCU Business Checking
If your business checking account is at a bank, chances are you're paying big fees or getting little for the huge minimum balance you're forced to keep. Take a close look at your statement. You're in for a shock. Do they really want your business?
When you swap your old checking account for a DCU Business Checking, you can save your business hundreds in fees each year. There are no monthly service fees and no minimum balances. Plus it's loaded with great benefits and Free services banks love to charge your business for.
- It's Free – For no fee you get unlimited check writing, no charge per check, no monthly service fees, no fees to use a call us, no fees to use a teller. Deposit up to 20 items per day free. Above 20, there is a 10¢ per item processing charge.
- Free DCU Visa® Check Card – Up to 4 per business account
- Unlimited Free ATM Transactions at DCU ATMs
- Free Electronic Point-of-Sale (POS) Transactions – Purchases through electronic POS occur when you enter your PIN at a register or gas pump to complete a DCU Check Card purchase. You can make POS purchases at thousands of merchant locations around the country were Visa® is accepted.
- Free PC Branch with Free CheckFree Bill Payer – Save the cost of a stamp every time you use it. CashEdge Funds Transfer Service allows you to move funds between your accounts at DCU and other institutions.
- Free Easy Touch Telephone Teller System – Touch tone access 24 hours a day.
- Free Check Images – Printable pictures of the front and back of your cleared checks are available for viewing online through PC Branch a few days after they clear. The last 12 months of cleared checks will always be available.
- Free Pre-authorized Payments and Transfers – There are two ways...
Payments to Vendors – Utility companies, insurance companies, and many other vendors, with your approval, electronically charge your checking account for your payment. It's fast, easy, and payments are on time. You sign up directly with the vendor and typically enclose a voided check so they can correctly charge your account. DCU offers this service free.
Electronic Payments to DCU – Make recurring automatic transfers, also known as Pre-authorized payments from your account at another financial institution to your DCU checking, savings, or loan account. Make these transfers weekly, biweekly, or monthly. This service is free at DCU, though some financial institutions may charge you for the withdrawal. - Monthly Statements showing all your DCU savings and non-credit card loan accounts.
- Members' Monthly newsletter every month with your statement.
Your DCU Check Card is your ATM card and an easy way to shop without the hassle of check acceptance. Use it to buy anything anywhere Visa® Cards are accepted. Use it at ATMs and for purchases at electronic POS terminals displaying any of these ATM network names... NYCE®, Cirrus®, PULSE®, STAR®, CO-OP NetworkSM, or SUMSM.
Use it Free at all DCU ATMs for withdrawals, transfers, deposits, loan payments, and balance inquiries. All transactions are Free at non-DCU ATMs when you direct deposit your net pay, Social Security, or pension to your DCU Checking Account. Deposits are always free. Balance inquiries and withdrawals are $1.*
StreetWise Tip:A guide on debit and ATM cards is available on our web site. Use About Debit Cards, ATM Cards, and ATMs.
*Some institutions may charge you extra to use their ATMs.
To avoid surcharges, use a different ATM or make purchases with your Check Card instead of
cash.
Get Free access to your accounts via your PC or Macintosh with PC Branch. See your balances and account history, make transfers between your accounts and to other members' accounts,
download account information to popular financial software, see and print pictures of your cleared checks, and much more. Bill payment is free – save postage with every bill you pay.
With Easy Touch Telephone Teller you have access via touch-tone phone for transfers, inquiries, loan payments, loan information, withdrawals by check, and more.
At DCU, each member's savings is federally insured up to $250,000 by the National Credit Union Administration (NCUA), a US Government agency.
StreetWise Tip:Click on About NCUA Insurance to learn more about federal insurance on your savings and how to maximize coverage.
Switching your business checking account to DCU is easier than you think. And the money you'll save in fees makes it worth the effort. Just follow the instructions on our Checking Account Switch Kit and you're on your way.
For more information about DCU Business Checking or other products and services, visit your nearest branch or call the Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 11:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
|
Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
|
© 2008. Digital Federal Credit Union