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Relationship Checking with Dividends

Our best checking benefits with competitive dividends, too



If dividends on your checking are important to you, Relationship Checking with Dividends is a great choice. You'll get our best checking benefits plus you'll earn competitive dividends. These dividends are compounded daily and paid monthly.

 Relationship Checking with Dividends Benefits
  • FREE DCU Visa® Check Card (debit card)
  • FREE DCU Custom-style checks (175 per year)
  • Special ½% consumer loan rate discount with electronic payment
  • Special ¼% rate bonus on regular certificate accounts
  • FREE use of non-DCU ATMs - otherwise $1.50 per transaction
  • Up to $5 per month in non-DCU ATM surcharge reimbursements
  • FREE optional monthly FICO® credit score in PC Branch
  • Waiver $5 overdraft transfer fee on lines of credit (Visa, Equity Lines, and ACL)
  • FREE PC Branch and PC Deposit
  • FREE Mobile PC Branch and Mobile PC Deposit
  • FREE Unlimited check writing
  • Free online Bill Payer
  • FREE DCU ATM access
  • FREE Easy Touch Telephone Teller access
  • FREE eStatements
  • Free use of CU Service Centers
  • FREE Overdraft protection and "I'm Covered" Overdraft Payment Service1
Your account is free each month you...
  1. Direct deposit your net pay, Social Security, or pension to your checking account
  2. Receive all your DCU statements electronically2
  3. Have an active loan with DCU (such as a DCU Visa Credit Card)
  4. Maintain a minimum daily balance of $2,500 or more.
Otherwise, there is a $15.00 monthly service fee.



 Safety and security

At DCU, each member's savings is federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency. Individual Retirement Accounts (IRA) are insured separately up to $250,000.



 Switch Your Checking Account to DCU Today!

Switching your checking account to DCU is easy. Just follow the instructions on our Checking Account Switch Kit and you're on your way.
Not a DCU member yet? Joining is easy and there's no DCU membership fee. Check our Branch/ATM Locator to find your nearest branch, call the Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 a.m. to 9:00 p.m. and Saturdays from 9:00 a.m. to 3:00 p.m., Eastern time, or visit our membership page for details.


  1. Separate approval required. There is no maintenance or annual fee to have this valuable protection. It's only when the service is used that a fee will be charged. Please refer to dcu.org for usage fee details.
  2. The eStatement requirement is waived for members 65 and older.




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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
DCU is an Equal Housing Lender    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Select for more information.

© 2011. Digital Federal Credit Union