DCU Secured Visa^® Classic Card

• No Annual Fee – You can save up to $45 over other credit cards.
• Low Everyday Rates – Save over other bank and store cards with a rate well below the national average. Transfer your higher interest credit card balances to your DCU Secured Visa Classic and start saving immediately. Check our our current rates.
• Easy Cash Advance Access – You can get advances 24-hours a day from any ATM displaying the Visa logo. You can also get advances anytime through DCU's Easy Touch Telephone Teller System or PC Branch. Transfer money to any of your DCU savings or checking accounts or have a check mailed to you.
• Free Travel Insurance Coverage – When you charge tickets on any common carrier (airline, train, ship, or bus), you're automatically covered to $100,000 with Secured Visa Classic.*
• Guaranteed Reservations – You are assured your room remains available if you arrive late at participating hotels, motels, and resorts.*
• Optional Overdraft Protection On Your DCU Checking – Your overdrafts are automatically charged to your Secured Visa Classic up to your credit limit when you choose this option.*
• Fraudulent Activity Protection – To protect your account and minimize fraudulent activity, we sometimes place blocks on particular merchants or locations where we learn fraud is prevalent. We always work closely with Visa to monitor current fraud patterns and add or remove blocks as these patterns change. These blocks affect international travelers the most. If you are traveling abroad and plan on using your DCU Visa or Check Card, it is always a good idea to contact DCU to learn if a block is in effect for the country you are visiting. Please call 508.263.6700 or 800.328.8797, send us an e-mail, or speak with a Member Service Representative regarding your upcoming international travel plans.

• Visa Rates
• Calculating Finance Charges