DCU Premier Business Checking
Earn High Tiered Dividends
If you keep $20,000 or more in your account, you'll earn high dividends and save on small business checking account fees with DCU Premier Business Checking. Plus it's loaded with great benefits and Free services banks love to charge your business for.
Dividends are compounded daily and paid monthly based on the full balance in your account at the end of each business day. The rate depends on which tier your daily balance falls...
| $20,000 to $74,999 | $150,000 to $399,999 |
| $75,000 to $149,999 | $400,000 or more |
| Current Premier Business Checking rates | |
Your account is free unless your balance drops below the monthly daily average requirement of $20,000. For those months, there is a $25.00 monthly flat service fee.
*Must be opened under a DCU Business Account membership.
- It's Free – For no fee you get unlimited check writing, no fees to call us, no fees to use a teller. A large number of items per deposit may incur a per item charge. Your account is free unless your balance drops below the monthly daily average requirement of $20,000. For those months, there is a $25.00 monthly flat service fee.
- Free DCU Visa® Check Card – Up to 4 per business account.
- Unlimited Free ATM Transactions at DCU ATMs
- Free Electronic Point-of-Sale (POS) Transactions – Purchases through electronic POS occur when you enter your PIN at a register or gas pump to complete a DCU Check Card purchase. You can make POS purchases at thousands of merchant locations around the country where Visa® is accepted.
- Free PC Branch – CashEdge Funds Transfer Service allows you to move funds between your accounts at DCU and other institutions.
- Free Easy Touch Telephone Teller System – Touch tone access 24 hours a day.
- Free Check Images – Printable pictures of the front and back of your cleared checks are available for viewing online through PC Branch a few days after they clear. The last 12 months of cleared checks will always be available.
- Free Pre-authorized Payments and Transfers – There are two ways...Payments to Vendors – Utility companies, insurance companies, and many other vendors, with your approval, electronically charge your checking account for your payment. It's fast, easy, and payments are on time. You sign up directly with the vendor and typically enclose a voided check so they can correctly charge your account. DCU offers this service free.Electronic Payments to DCU – Make recurring automatic transfers, also known as Pre-authorized payments from your account at another financial institution to your DCU checking, savings, or loan account. Make these transfers weekly, biweekly, or monthly. This service is free at DCU, though some financial institutions may charge you for the withdrawal.
- Monthly Statements showing all your DCU savings and non-credit card loan accounts available electronically or by paper.
- Members' Monthly newsletter every month with your statement.
Your DCU Check Card is your business ATM card and an easy way to shop without the hassle of check acceptance. Use it to buy anything anywhere Visa® Cards are accepted. Use it at ATMs and for purchases at electronic POS terminals displaying any of these ATM network names... NYCE®, Cirrus®, STAR®, CO-OP NetworkSM, or SUMSM.
Use it Free at all DCU ATMs* for withdrawals, transfers, deposits, loan payments, and balance inquiries. Deposits are always free.
StreetWise Tip:A guide on debit and ATM cards is available on our web site. Use About Debit Cards, ATM Cards, and ATMs.
*Some institutions may charge you extra to use their ATMs.
To avoid surcharges, use a different ATM or make purchases with your Check Card instead of
cash.
Get Free access to your accounts via your PC or Macintosh with PC Branch. See your balances and account history, download account information to popular financial software, see and print pictures of your cleared checks, and much more.
With Easy Touch Telephone Teller you have access via touch-tone phone for transfers, inquiries, loan payments, loan information, withdrawals by check, and more.
At DCU, shares in a corporation, partnership, or unincorporated association account engaged in an independent activity are generally separately insured up to $250,000 by the National Credit Union Administration (NCUA), a US Government agency.
Switching your business checking account to DCU is easier than you think. And the money you'll save in fees makes it worth the effort.
For more information about DCU Premier Business Checking or other products and services, visit your nearest branch or call the Information Center at 508.263.6700 or 800.328.8797, weekdays from 8:00 am to 11:00 pm and Saturdays from 9:00 am to 3:00 pm, Eastern time.
|
Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
|
© 2008. Digital Federal Credit Union