Extended Warranty or Mechanical Breakdown Insurance

• You can buy coverage on both new and used vehicles.
• Competitive pricing compared to plans offered by many auto dealers.
• A choice of three protection levels, with several term and mileage plans, each plan offers a choice of deductible and optional benefits.
• All MBI plans also include 24-hour roadside assistance, car rental coverage, and trip interruption coverage.
• Hassle-free claim payments made directly to licensed repair facilities.
• Coverage may be transferred if the vehicle is sold to a private party.
• 3 plans to choose from - Premier Blue, Ultra Gold, and Plus Gold Program designed exclusively for DCU members.
• Nationwide protection.
• One of the most comprehensive coverage in the industry.
• Low deductible.
• Car rental coverage.
• 100% refundable within 60 days, can be canceled at any time with a pro-rated refund.

1. Engine - Diesel and Rotary - Interanlly lubricated engine parts including, but not limited to: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and bearings, camshaft and bearings, timing chain, timing chain tensioner and guides, timing gears, intake and exhaust valves, valve springs, valve guides, oil pump, push rods, rocker arm shafts, hydraulic and solid lifters, distributor shaft and housing, balance shaft, accessory shaft, engine block and heads. The following external parts are also covered: mounts, timing belt, timing belt tensioner, intake manifold, harmonic balancer/crank pulley, serpentine belt tensioner, valve covers, timing gear cover, vacumm pump, air cleaner, sensors. Rotary engines also include rotors, rotor seals, rotor chamber, eccentric shaft and bearings and all other internal parts of a rotary engine.
2. Cooling System - Heater core, radiator, thermostat, water pump, heater control valve, cooling fan motors, fan, fan clutches, sensors.
3. Fuel Pump - (Mechanical or Electric); Housing, diaphragms, springs, valves and actuating lever.
4. Fuel Injection - Fuel tanks and lines, fuel injector metering pump, fuel injectors, and fuel distributor, pulsator, sensors, fuel pressure regulator, fuel rail, IAC motor.
5. Turbo Charger - Internal parts, vanes, shafts, bearings and housing if damage is caused by a breakdown of any of the above covered components.
6. Transmission - Automatic - Internal parts including, but not limited to: bearings, bushings, bands, clutch plates, friction and steel drums, oil pumps, servo units, valve body and plate, governor, rings, valves, flex plate and/or ring gear, case. The following external parts are also covered: vacuum modulator, mounts, solenoids, transmission controller. Manual - Internal parts including, but not limited to: bearings, bushings, shafts, spacers, main drive gear, main shaft, shift forks, synchronizing drum, mounts, gears and all units within the overdrive housing, case. Coverage does not include the clutch assembly, clutch pressure plate, flywheel, pilot bearing and throwout bearing.
7. Transfer Unit (4 x 4) - Internal parts including, but not limited to: bearings, bushings, sprockets, chains, sleeves and gears, case viscous coupler, shift forks.
8. Driver Shaft, Center Support and Universal Joints - Including constant velocity joints and tripod joints.
9. Drive Axles - Internal parts including, but not limited to: ring and pinion gears, spider gears, side gears, bushings, bearings, spacers, yokes, axle shafts, lock rings, retainers and axle bearings. The differential housing is also covered if damage is caused by a breakdown of any of the covered components.
10. Steering - Manual and Power - Internal parts in rack and pinion, internal parts in recirculating ball housing, power steering pump, steering main and intermediate shafts, pivot joint, power cylinder assembly, power steering cooler, control valve and cylinder. Pitman arm, idle arm, tie rod ends drag link.
11. Front Suspension - Upper and lower control arms, control arm shafts and bushings, upper and lower ball joints, steering knuckles, stabilizer shafts and bushings, king pins and bushings, strut bar and bushings, spindle supports, radius arm bushings, MacPherson struts and mounts, torsion bars.
12. Brakes (non ABS) - Master cylinder, power assist boosters and valve, wheel cylinders, calipers, combination valve, steel lines and fittings, and backing plates. Vacuum assist pump, springs, clips and retainers, self adjusters, rear activators and parking brake linkage and cables.
13. Anti-Lock Brake System (ABS) - The non ABS covered components listed above plus the following: Booster and pump, master cylinder, control processor and solenoids, sensors, solenoid valve block/PMV valve.
14. Air Conditioning - Compressor, internal assembly including: pistons, rods, valves, bearings and shafts clutch, soil and pulley. Orifice tube, condenser and evaporator core accumulator, expansion valve, hi/low pressure line, pressure switch* Note: If system has R-12 refrigerant, R-12 will be used for replacement while supplies last. If R-12 is not available, the system will be converted to use R-134a refrigerant to meet environmental standards. If replacement is due to covered component, it will be covered. If due to a non-covered component, customer is responsible.
15. Electrical and Electronics - Alternator, generator, voltage regulator, front wiper motor (including stater drive, internal circuit board, relay and delay switch), starter motor and solenoid, manually operated mechanical switches, power window switches, power seat switches, horn button, ignition lock cylinder and switch, cruise control switch, emergency warning flasher switch, fuel gauge sending unit, power seat motors, power window motors and regulators, power door lock actuators, power sun roof motor, convertible top motor, electronic ignition module, igniter, computerized timing and mixture control unit, anti-detonation sensor, electronic instrument cluster, and instrument panel, printed circuit board, 4x4 engagement switch,coil pack. Electronic driver information display module, electronic level control compressor and its sensors and limiters, factory installed compass and thermometer.
16. Seals and Gaskets - Seals and gaskets are covered for components and or parts listed.
17. Wear and Tear - A failure will be deemed to have occurred when a covered part has worn beyond the manufacturer's tolerances allowed for the particular vehicle at the mileage when the problem occurs.



Plus Gold includes the above and:


18. Sport Utility Vehicle Coverage - Step bumpers and mounting brackets, spare tire carrier, swing arm, pivots, latches and locks, running boards, swing-out mirror arms and mounts, pop-out or sliding side/rear window latches and hinges, convenience bed liner (not warpage), tailgate handle, lock, cables, hinges, latches and edge protectors, cargo lamp and tie-downs.
19. Rear Suspension - MacPherson struts and mounts, control arm and ball joint springs and torsion bar, wheel bearings, electronic level control compressor and its sensors and limiters, shackle bushings and eye bushings, torsion bar bushings.
20. Enhanced Front Suspension to include - Links and bushings, MacPerson strut mounts, springs and torsion bars, wheel bearings, electronic level control compressor and its sensors and limiters, shackle bushings and eye bushings.
21. Enhanced Air Conditioning to include - Sunroof wiring harness, power antenna motor and mast.
22. Enhanced Steering to include - Couplings, and gear housing.