Financial Accounts for Seniors
Accounts and Products for Seniors
- Prime Advantage – A complete package of benefits for members who have or are preparing for retirement.
- Certificate Accounts – Earn DCU's highest dividend rates.
- Retirement Accounts – Read about all the risk-free, IRA options available to you. DCU IRAs are federally insured to $250,000 per member by NCUA.
- Money Market Account – High tiered dividends, $1,000 minimum to earn dividends, optional checks, federally-insured, and no fees.
- Trust Accounts – DCU offers accounts that support your wealth transfer plans.
- DCU Visa® Check Card – Gives you the convenience of a credit card without adding to debt. Purchase transactions come out of your checking. It's your ATM card, too. Free with all DCU checking accounts
Related Services and Tools for Seniors
- Direct Deposit – Direct deposit your pension or Social Security to checking. It's one of the gateways to many money-saving benefits.
- DCU Financial* – Our representatives can help you with a variety of non-traditional investment options for retirement, insurance, financial planning, and wealth-transfer (estate) planning.
- StreetWise Laddering Certificates Guide – This article explains how you can mix the terms of your Certificate Accounts to maximize your return whether dividend rates go up or down.
- IRA Forms Guide – This guide tells you what forms you need to open or add to your accounts. Forms are available online from this page.
- StreetWise Guide to Privacy Protection and Fraud Prevention – Unethical businesses and individuals may try to take advantage of you. Learn how to protect yourself.
Related Applications and Disclosures
Download Adobe Acrobat to view .pdf files. Version 6.0 or later required.
- Direct Deposit of Federal Recurring Payments (.pdf format) – With this form, we can set up direct deposit of your Social Security or federal government pension checks to your DCU account for you.
- Checking and Savings Application (.pdf format) – to open Checking Accounts and other savings products
- Checking Account Switch Kit (.pdf format)
- Truth-in-Savings Disclosure (.pdf format, 36 pages) – Covers disclosures related to all DCU savings and checking accounts. DCU's Funds Availability Policies are covered here.
- Funds Availability Policy (HTML) – This covers DCU's policies regarding holds on deposits.
- Electronic Services Disclosure (.pdf format, 11 pages) – This covers disclosures related to DCU electronic services such as Check Cards, ATM Cards, Internet PC Branch, and Easy Touch Telephone Teller system.
- Schedule of Fees and Service Charges (.pdf format)
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DCU Financial • 220 Donald Lynch Boulevard, Marlborough, MA 01752
800.328.8797, ext. 6077 • Email: financial@dcu.org
Visit DCU Financial for more information.
800.328.8797, ext. 6077 • Email: financial@dcu.org
Visit DCU Financial for more information.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2010. Digital Federal Credit Union