Programs for Children and Young Adults
Special Products
- Savings – Under age 19, members earn a higher dividend rate on this account.
- FREE Checking – With an adult joint owner, members as young as 12 may open a checking account.
- CashPak – A Free Checking Account, Check Card, credit card, computer loan, and other services for members from 17 to 22. A great value for students.
- Quick Start Certificates – Members under age 23 can open regular DCU Certificates with as little as $100 instead of $500.
- Loyalty Checking Benefits – Members under 23 automatically receive these benefits.
- Education Financing and Services – Learn about the Coverdell Education Savings Account, other education financing options, and our Memorial Scholarship Program.
Related Services and Tools
- Summary of Services for Young Members – A guide to services available to young members.
- Kids' Club – Free club for kids under 13 helps make saving fun and helps teach them about about money. Includes a quarterly newsletter.
- Show Me – From age 12 to their 18th birthday, young members receive the award-winning Show Me newsletter in their quarterly statements. Show Me is an online educational compliment.
- Googolplex – This online financial education magazine has a variety of activities, articles, and information broken out by your school grade level.
- UTMA Accounts – Uniform Transfers to Minors Act accounts, also known as Custodial Accounts, give you a legal means to give money to a minor, but you keep control until they reach legal age.
Savings Applications and Disclosures
Download Adobe Acrobat to view .pdf files. Version 6.0 or later required.
- Checking and Savings Application (.pdf format) – to open a variety of savings products
- Certificate Application and Disclosure (.pdf format) – Print this and send it to us to open Quick Start and all other certificate accounts.
- Truth-in-Savings Disclosure (.pdf format, 36 pages) – Covers disclosures related to all DCU savings and checking accounts. DCU's Funds Availability Policies are covered here.
- Funds Availability Policy (HTML) – This covers DCU's policies regarding holds on deposits.
- Electronic Services Disclosure (.pdf format, 11 pages) – This covers disclosures related to DCU electronic services such as Check Cards, ATM Cards, PC Branch, and Easy Touch Telephone Teller system.
- Schedule of Fees and Service Charges (HTML)
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2008. Digital Federal Credit Union