IRA Applications, Related Services and Tools at DCU

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IRA – Individual Retirement Accounts Applications and Tools

IRA Applications and Disclosures

Download Adobe Acrobat to view .pdf files. Version 6.0 or later required.

Certificate Application and Disclosure (.pdf format) Use to open IRA Certificates after reviewing the IRA Forms Guide.
Truth-in-Savings Disclosure (.pdf format) – Covers disclosures related to all DCU savings and checking accounts. DCU's Funds Availability Policies are covered here.
Schedule of Fees and Service Charges (HTML)
Funds Availability Policy (HTML) – This covers DCU's policies regarding holds on deposits.
Electronic Services Disclosure (.pdf format) – This covers disclosures related to DCU electronic services such as Check Cards, ATM Cards, Internet PC Branch, and Easy Touch Telephone Teller system.

Related Services and Tools

Retirement Central Service Center – Get information, open an IRA online, and make changes to your current DCU IRAs online through our Service Center.
StreetWise IRA Guide – General information explaining how Individual Retirement Accounts work and what your options are.
DCU Financial* – Provides a variety of non-traditional options for retirement.
IRA Forms Guide – Due to government regulations, IRA applications can be challenging. This guide helps simplify the process for you. Forms are available online from this page.
Retirement Calculators – These online tools can help with your planning.

* Securities, advisory services, and insurance products are offered by LPL Financial and its affiliates, a Registered Investment Advisor, Member FINRA/SIPC. DCU and DCU Financial are not registered broker/dealers, nor are they affiliated with LPL Financial. The DCU Financial site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: MA, NH, RI, GA, CO, and CT.

Not NCUA Insured.

Not Credit Union Guaranteed.

May Lose Value.

DCU Financial • 220 Donald Lynch Boulevard, Marlborough, MA 01752
800.328.8797, ext. 6077 • Email: financial@dcu.org
Visit DCU Financial for more information.

Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797