If you are ready to buy your dream home, get approved, or find out how much of a mortgage you can afford, call toll-free at 800-328-8797 (select 3), Monday through Friday, 8:00 a.m. to 8:00 p.m., or Saturday, 9:00 a.m. to 3:00 p.m., Eastern time.
A representative will answer your questions and take your mortgage application right over the phone. The rep will walk you through the entire process...start to finish.
Once you close your loan, DCU can service your mortgage for the life of the loan. You'll avoid the hassles of a financial institution selling your mortgage servicing over and over.
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Get a pre-approval on a 30-year fixed rate mortgage at DCU. Follow the instructions below. It takes only minutes. You will need to complete a full application later. First, gather the information listed below...
- Your Social Security Number
- Your 5-digit zip code
- Numeric portion of your residence
- Your 2-digit birth year
- Total gross annual income borrower and co-borrower (before taxes) You may exclude alimony/child support if you don't want it to be considered.
- Total monthly debt payment for both borrower and co-borrower. Exclude your primary mortgage or rent payment. Include:
- Installment loans
- Minimum monthly payments for credit cards
- Alimony/child support
- Total amount of funds available to close new mortgage including down payment
- Down payment percent of either 5%, 10%, 15%, or 20%
Now call 800-328-8797 and select 3, "to apply for mortgage pre-approvals, consumer loans or home equity loans."
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