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Budgeting Calculators

These calculators are for educational and entertainment
purposes only and the results provided are estimates.


This calculator allows you to enter actual and desired amounts for various expenses, and shows a table illustrating any excess amount available for investment.

This calculator calculates which is the better financial decision: paying off debt or investing the same amount.

This calculator allows you to estimate a payoff date for a debt instrument such as a credit card or auto loan. You can include interest rate changes in the calculation.

This calculator shows how much you need to save, in aggregate and on a monthly basis, to create a reserve fund for unanticipated expenses or loss of income.

This calculator shows the total cost of raising a child, based on the beginning and ending years of age and amounts that you enter. The figures are not adjusted for inflation.

This tool shows how the amount you save today from spending less grows if invested instead. Future amounts are shown for 10 years and for the number of years until you retire.

This tool shows the additional income that a working spouse can earn and the expenses associated with the spouse's work, including transportation, clothing, and meals. If you have children, the cost of childcare is likely to be the largest additional expense.

Based on the desired number of months in a repayment plan, the calculator shows monthly payment, savings in interest expense and any tax-related savings, and total cost savings.

Based on the desired number of months in a repayment plan, the calculator shows the monthly payment, savings in interest expense and fees, and total cost.
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Digital Federal Credit Union
Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797
DCU is an Equal Housing Lender    Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.  National Credit Union Administration, a U.S. Government Agency.  Select for more information.

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