Savings and Loan Applications

Applications –

Apply for DCU products online or by mail

At DCU we make applying for membership, savings accounts, and loans convenient for you. Secure online applications offer the fastest service when available. Printable applications (in PDF format) are required when you need to send funds or other documents with your application. Instructions are included with either method.

To view and print PDF files, you'll need Adobe Acrobat Reader, Version 6.0 or later.

	Membership Online New Membership Application New Membership Application (.pdf format) DCU/AAPD Combined Application (.pdf format) – use if you are joining DCU and AAPD (American Association of People with Disabilities) at the same time. DCU/Tower Hill Combined Application (.pdf format) – use if you are joining DCU and Tower Hill Botanic Garden at the same time.
	Checking and Savings Accounts Checking and Savings Application (.pdf format) – to open Checking, Savings, and Money Market Accounts. Certificate Application and Disclosure (.pdf format) CashPak Application (.pdf format) Checking Account Switch Kit (.pdf format) Business Account Application Affidavit of Forgery (.pdf format) – Report checks which have been fraudulently cashed on or against your account.
	IRAs and Coverdell Education Accounts IRA Forms List and Selection Guide
	Consumer Loans Online Consumer Loans – Boat, Recreational Vehicle, Personal Computer, Personal Loan, Bill Consolidation
	Printable Savings and Loan Disclosures Truth-in-Savings Disclosure (.pdf format, 36 pages) – Covers disclosures related to all DCU savings and checking accounts. DCU's Funds Availability Policies are covered here. Funds Availability Policy (HTML) – This covers DCU's policies regarding holds on deposits. Electronic Services Disclosure (.pdf format, 11 pages) – This covers disclosures related to DCU electronic services such as Check Cards, ATM Cards, PC Branch, and Easy Touch Telephone Teller system. eStatement Disclosure (.pdf format, 3 pages) Visa Credit Card Disclosure (.pdf format, 6 pages) – This covers disclosures related to DCU's Visa credit card programs. Certificate Application and Disclosure (.pdf format, 3 pages) Schedule of Fees and Service Charges (HTML) "When Your Home Is On the Line: What You Should Know About Home Equity Lines of Credit" – Federal Reserve Brochure (HTML) Important Terms of Our Home Equity Line of Credit (.pdf format, 4 pages) When Your Home is on The Line (.pdf format, 2 pages)

	Vehicle Loans Online Vehicle Loans – Cars, Trucks, Vans, and Motorcycles Printable Vehicle Loan Application (.pdf format)
	Visa^® Credit Cards Online Visa Credit Card – New account or line increase. Printable Visa Credit Card Application (.pdf format) Secured Visa Agreement and Disclosure (.pdf format) Visa Authorized User Application (.pdf format)
	Mortgages and Home Equity Online Home Equity Loans – Equity LinePLUS or Fixed-Rate Installment Online Mortgage Pre-approval – Find out how much home you can afford Online Mortgages – Extensive helpful tools along with online loan applications Check Status of Online Mortgage Application – Use if you've already applied online Online VA Mortgage Application – Use only for this type of loan Subordination Disclosure Authorization Form (.pdf format) – Use this form to request a subordination agreement on a Home Equity Loan.

Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797