Mortgage Loans Menu
Mortgage Products
- Fixed / Adjustable Mortgages – Best value for most members – low rate, no up-front fees. Rate fixed for first 3, 5, 7, or 10-years, then switches to a one-year ARM for rest of term. Rate starts between 1-year ARMs and Fixed-Rate Mortgages.
- Fixed-Rate Mortgages – One interest rate and payment for life of loan.
- Adjustable Rate Mortgages – Lowest starting rate. Rate can change up or down once each year based on published index.
- Biweekly Mortgages – A true biweekly. Great choice for members who want to pay off early and save interest.
- First-Time Homebuyer Program – Low minimum down payment can make your first home possible.
- FHA Loans – Federal assistance mortgage loans insured by the Federal Housing Administration.
- VA Loans – Program for qualified US veterans.
- Reverse Mortgages – A loan against your home that you don't have to repay as long as you live in that home (for Massachusetts homeowners age 62 or older).
- Buy Worcester Now – DCU is proud to support this new private/public partnership to promote home ownership in the City of Worcester, MA. To learn more on lending packages available, please contact DCU's Mortgage Department at 508-263-6700 ext. 9116 or mortgageapp@dcu.org.
Related Services and Tools
- APPLY NOW
- Frequently Asked Questions – Answers common questions related to DCU mortgage programs.
- Current Mortgage Rates – See what today's rates are for DCU conforming and jumbo mortgages.
- Homeowners Insurance from DCU – Good service, good value, and expert help in choosing the best homeowners or renters insurance solution for you and your family.
- How Finance Charges are Computed – This page explains how to calculate the interest on your loan.
- StreetWise Guide to Credit and Credit Management – Get and keep a good credit rating. Recognize and deal with credit problems.
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2008. Digital Federal Credit Union