Mortgage Products
- Fixed / Adjustable Mortgages Best value for most members low rate, no up-front fees. Rate fixed for first 3, 5, 7, or 10-years, then switches to a one-year ARM for rest of term. Rate starts between 1-year ARMs and Fixed-Rate Mortgages.
- Fixed-Rate Mortgages One interest rate and payment for life of loan.
- Adjustable Rate Mortgages Lowest starting rate. Rate can change up or down once each year based on published index.
- Biweekly Mortgages A true biweekly. Great choice for members who want to pay off early and save interest.
- First-Time Homebuyer Program Low minimum down payment can make your first home possible.
- FHA Loans Federal assistance mortgage loans insured by the Federal Housing Administration.
- VA Loans Program for qualified US veterans.
- Reverse Mortgages A loan against your home that you don't have to repay as long as you live in that home (for Massachusetts homeowners age 62 or older).
- Buy Worcester Now DCU is proud to support this new private/public partnership to promote home ownership in the City of Worcester, MA. To learn more on lending packages available, please contact DCU's Mortgage Department at 508-263-6700 ext. 9116 or mortgageapp@dcu.org.
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