DCU and Network ATM Locations
Select the ATM name link see a map, directions, hours, and amenities. * Indicates 24-hour accessibility. |
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| Acton * | Powdermill Plaza, 100 Powdermill Road |
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| Acton | Donelan's Supermarket, 248 Great Road |
| Andover * | Shawsheen Plaza, 209 North Main Street |
| Burlington * | Burlington Square, 91 Middlesex Turnpike |
| Framingham * | 60 Worcester Road (MA Route 9 East) |
| Franklin * | 500 West Central Street, drive-up |
| Hudson * | Intel facility, 77 Reed Road |
| Lincoln | Donelan's Supermarket, Lincoln Station |
| Littleton * | 255 Great Road (MA 119/2A), drive-up |
| Littleton | Donelan's Supermarket, Great Road (MA 119/2A) |
| Leominster * | Apple Brook Crossing, 1123 Central Street (MA 12) |
| Marlborough * | 279 East Main Street (U.S. 20), drive-up |
| Marlborough * | 865 Donald Lynch Boulevard, drive-up |
| Maynard * | 141 Parker Street (MA 27) |
| Pepperell | Donelan's Supermarket, 75 Main Street |
| Tyngsborough * | 378 Middlesex Road |
| Waltham * | 130 Lexington Street |
| Wayland | Donelans's Supermarket, 177 Commonwealth Road |
| Westborough * | Westborough Shopping Center, 18 Lyman Street |
| Westborough * | Westborough Shopping Center, 140 Turnpike Road, drive-up |
| Worcester | DCU Center, 50 Foster Street (available during arena and convention complex events) |
| Worcester * | 131 Gold Star Boulevard |
| Worcester * | 225 Shrewsbury Street, drive-up |
Select the ATM name link see a map, directions, hours, and amenities. * Indicates 24-hour accessibility. |
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| Hudson * | 257 Lowell Road, drive-up |
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| Merrimack * | 105 Daniel Webster Hwy. (U.S. 3), drive-up |
| Nashua * | Somerset Plaza, 379 Amherst Street Rt.101A), drive-up |
Select the ATM name link see a map, directions, hours, and amenities. * Indicates 24-hour accessibility. |
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| Colorado Springs, CO * | 1246 East Woodman Road |
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| Alpharetta, GA * | 2905 Jordan Court |
You can use your DCU Visa Check Card or DCU ATM Card at ATMs displaying any of the following logos. Search for the nearest ATM online(including those that accept deposits to your DCU account by simply clicking on the network name below. Or, call them. Please note: ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date. |
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| NYCE | Many locations throughout AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, MA, ME, MI, NV, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, and VT |
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| CIRRUS | 800/4CIRRUS – Many locations throughout the United States and Abroad |
| CO-OP Network | Many locations throughout the United States (Nebraska excluded) |
| SUM | Many locations in CA, CO, CT, DC, GA, ID, IL, KY, MA, ME, MI, MN, NH, NJ, NY, OH, OR, PA, PR, RI, TN, VA, VT and WA |
| Visa | Many locations throughout the United States and Abroad |
Many ATM locations in these networks accept DCU member deposits to your DCU checking and Savings Accounts. Please note that ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date. | |
| NYCE Deposit | Many locations throughout AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, MA, ME, MI, NV, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, and VT |
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| CO-OP Network | Please use the link to CO-OP Network to find Deposit-Taking ATMs. Many locations throughout the United States (Nebraska excluded). |
An ATM Surcharge is a fee that ATM owners charge you to use their ATM. They add the fee to your transaction at the time you make it. This is on top of the network fee DCU must pay the ATM owner on your behalf for the same transaction. These surcharges can range from $0.50 to $5.00. The average is around $1.25. ATMs owned by credit unions are typically on the low end or don't surcharge at all. ATMs in high traffic areas such as airports, casinos, and tourist areas typically have the highest surcharges.
For the times you can't get to a DCU ATM, here's a list of No-Surcharge ATM Locators. Click on any of the "links" to find the No-Surcharge ATM nearest you. Remember, if you have a loyalty checking relationship we'll reimburse you up to $5.00 per month in ATM on DCU Visa Check Card or DCU ATM Card transactions.
Please note: ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date.
- CO-OP Network
- CO-OP's New Text Messaging ATM Locator - you can now send a text message and get a message back of Surcharge Free ATMs.
- First Atlantic Credit Union – NJ and PA areas only
- Michigan Credit Union League – MI area only
- Ohio Credit Union League
- South Carolina Credit Union League – SC area only
- SUM ATMs – CT, MA, NH, NY, RI, and TN
- US Senate Federal Credit Union – DC, MD, and VA area only
- Washington Credit Union League – Washington State only
Other ways to avoid or minimize surcharges are...
- Use DCU ATMs whenever possible – they are FREE.
- Get cash back with electronic POS purchase transactions at stores using your DCU Check Card or DCU ATM Card.
- Make larger, less frequent withdrawals – surcharges are by transaction, not by dollar amount.
- Use one of the no-surcharge ATMs listed above
- Pay with your DCU Check Card or DCU Visa credit card – there are no fees on purchases
At DCU ATMs you have access to all your accounts 24 hours a day, seven days a week. You can...
- Make withdrawals from your savings, money market, and checking accounts
- Make deposits to your DCU accounts
- Get cash advances on your DCU Visa, Home Equity Line of Credit, and Advantage Credit Line
- Transfer money between your DCU accounts
- Make loan, Visa, and mortgage payments
- Use the Snap Inquiry function to get balances on all your DCU accounts including savings, checking, loans, Visa, and more. The balances will automatically print on your receipt.
- Find out your individual account balances
All transactions at DCU ATMs are FREE!
At non-DCU ATMs, including NYCE®, Cirrus®, CO-OP NetworkSM, you can...
- Make withdrawals from your Savings and Checking account
- Make FREE deposits to your DCU Savings and checking accounts at many CO-OP Network, and all NYCE Share Deposit Program network machines
- Make transfers between your DCU Savings and Checking accounts
- Find out your Savings and Checking account balances
All card transactions at non-DCU ATMs are FREE with Loyalty Checking Program
Just maintain Direct Deposit of your net pay, Social Security, or pension to your DCU Checking Account. Members under 22 also receive unlimited FREE transactions. Some institutions will surcharge you directly to use their ATMs.
Up to $5 Per Month Surcharge Reimbursement
With our Loyalty Checking program, we'll reimburse up to $5.00 in non-DCU ATM surcharges at the end of each month for DCU Check Card and DCU ATM Card transactions. Members from 12 to 22 also receive this benefit. You can often avoid or reduce surcharges by finding ATMs that don't surcharge, make fewer (but larger) withdrawals, or get cash back from merchants when you make purchases with your card. You can make your reimbursements go farther by finding ATMs with lower surcharges. For example, $5.00 gets you 5 FREE transactions at a $1.00 surcharge and 10 at 50 cents.
| A note about third-party links – By selecting links on this page, you will leave DCU's web site and enter a web site hosted by an organization separate from DCU. We encourage you to read and evaluate the privacy policy of any site you visit when you enter the site. While we strive to only link you to companies and organizations that we feel offer useful information, DCU does not directly support nor guarantee claims made by these sites. |
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Digital Federal Credit Union
220 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 508.263.6700 • 800.328.8797 |
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© 2009. Digital Federal Credit Union