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ATM Locations

DCU ATMs in MA | DCU ATMs in NH | Network ATM Locations

Deposit-Taking Network ATMs | No Surcharge ATM Locations | DCU ATM Services

Now Available: Find an ATM near you on a map!

Whether you are looking for a DCU ATM near you, want one that is surcharge-free or want to make a deposit, our BranchATM Locator helps you find one. You can pinpoint all the available ATMs within a radius that you select.

Massachusetts DCU ATM Locations
Select the ATM name link see a map, directions, hours, and amenities. * Indicates 24-hour accessibility.
Acton *	Powdermill Plaza, 100 Powdermill Road
Andover *	Shawsheen Plaza, 209 North Main Street
Burlington *	Burlington Square, 91 Middlesex Turnpike
Framingham *	60 Worcester Road (MA Route 9 East)
Franklin *	500 West Central Street, drive-up
Hudson *	Intel facility, 77 Reed Road
Littleton *	255 Great Road (MA 119/2A), drive-up
Leominster *	Apple Brook Crossing, 1123 Central Street (MA 12)
Marlborough *	279 East Main Street (U.S. 20), drive-up
Marlborough *	865 Donald Lynch Boulevard, drive-up
Tyngsborough *	378 Middlesex Road
Waltham *	130 Lexington Street
Westborough *	Westborough Shopping Center, 18 Lyman Street
Westborough *	Westborough Shopping Center, 140 Turnpike Road, drive-up
Worcester	DCU Center, 50 Foster Street (available during arena and convention complex events)
Worcester *	131 Gold Star Boulevard
Worcester *	225 Shrewsbury Street, drive-up

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New Hampshire DCU ATM Locations
Select the ATM name link see a map, directions, hours, and amenities. * Indicates 24-hour accessibility.
Hudson *	257 Lowell Road, drive-up
Manchester *	369 South Willow Street (Rt.28)
Merrimack *	105 Daniel Webster Hwy. (U.S. 3), drive-up
Nashua *	Somerset Plaza, 379 Amherst Street Rt.101A), drive-up

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National and Regional Network ATM Locations
You can use your DCU Visa Check Card or DCU ATM Card at ATMs displaying any of the following logos. Search for the nearest ATM online(including those that accept deposits to your DCU account by simply clicking on the network name below. Or, call them. Please note: ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date.
NYCE	Locations in all 50 states
CIRRUS	800/4CIRRUS – Many locations throughout the United States and Abroad
CO-OP Network	Locations in all 50 states
SUM/InterCept Switch	5,200 ATM locations throughout AL, AK, CA, CO, FL, GA, ID, IL, IN, KS, KY, LA, MD, MS, NY, NC, NE, NV, OH, OK, OR, PN, SC, TN, TX, UT, VA, WV, and Puerto Rico.
Visa	Many locations throughout the United States and Abroad

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Deposit-Taking Network ATM Locations
Many ATM locations in these networks accept DCU member deposits to your DCU checking and Savings Accounts. Please note that ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date.
NYCE Deposit	Many locations throughout AZ, CA, CO, CT, DE, FL, GA, IL, IN, KY, MA, ME, MI, NV, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, and VT
CO-OP Network	Please use the link to CO-OP Network to find Deposit-Taking ATMs. 9,000 locations throughout the United States (Nebraska excluded).

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No-Surcharge ATM Locations

An ATM Surcharge is a fee that ATM owners charge you to use their ATM. They add the fee to your transaction at the time you make it. This is on top of the network fee DCU must pay the ATM owner on your behalf for the same transaction. These surcharges can range from $0.50 to $5.00. The average is around $1.25. ATMs owned by credit unions are typically on the low end or don't surcharge at all. ATMs in high traffic areas such as airports, casinos, and tourist areas typically have the highest surcharges.

For the times you can't get to a DCU ATM, here's a list of No-Surcharge ATM Locators. Click on any of the "links" to find the No-Surcharge ATM nearest you. Remember, if you have a Checking Plus or Relationship Checking relationship we'll reimburse you up to $5.00 per month in ATM on DCU Visa Check Card or DCU ATM Card transactions.

Please note: ATM locators are maintained by the individual networks. Although they make every effort to keep the information accurate, from time to time they may not be up to date.

CO-OP Network – 28,000 locations across the country
CO-OP's New Text Messaging ATM Locator - you can now send a text message and get a message back of Surcharge Free ATMs.
First Atlantic Credit Union – NJ and PA areas only
Michigan Credit Union League – MI area only
Ohio Credit Union League
South Carolina Credit Union League – SC area only
SUM/InterCept Switch ATMs – Locations in 45 states and U.S. territories giving you access to over 5,100 ATMs
US Senate Federal Credit Union – DC, MD, and VA area only
Washington Credit Union League – Washington State only

Other ways to avoid or minimize surcharges are...

Use DCU ATMs whenever possible – they are FREE.
Get cash back with electronic POS purchase transactions at stores using your DCU Check Card or DCU ATM Card.
Make larger, less frequent withdrawals – surcharges are by transaction, not by dollar amount.
Use one of the no-surcharge ATMs listed above
Pay with your DCU Check Card or DCU Visa credit card – there are no fees on purchases

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DCU ATM Services

At DCU ATMs you have access to all your accounts 24 hours a day, seven days a week. You can...

Make withdrawals from your savings, money market, and checking accounts
Make deposits to your DCU accounts
Get cash advances on your DCU Visa, Home Equity Line of Credit, and Advantage Credit Line
Transfer money between your DCU accounts
Make loan, Visa, and mortgage payments
Use the Snap Inquiry function to get balances on all your DCU accounts including savings, checking, loans, Visa, and more. The balances will automatically print on your receipt.
Find out your individual account balances

All transactions at DCU ATMs are FREE!

At non-DCU ATMs, including NYCE^®, Cirrus^®, CO-OP Network^SM, you can...

Make withdrawals from your Savings and Checking account
Make FREE deposits to your DCU Savings and checking accounts at many CO-OP Network, and all NYCE Share Deposit Program network machines
Make transfers between your DCU Savings and Checking accounts
Find out your Savings and Checking account balances

All card transactions at non-DCU ATMs are FREE with Checking Plus and Relationship Checking relationships and you'll receive up to $5 Per Month Surcharge Reimbursement

With our Checking Plus or Relationship Checking program, we'll reimburse up to $5.00 in non-DCU ATM surcharges each month. Members from 12 to 22 also receive this benefit. You can often avoid or reduce surcharges by finding ATMs that don't surcharge, make fewer (but larger) withdrawals, or get cash back from merchants when you make purchases with your card. You can make your reimbursements go farther by finding ATMs with lower surcharges. For example, $5.00 gets you 5 FREE transactions at a $1.00 surcharge and 10 at 50 cents.

A note about third-party links – By selecting links on this page, you will leave DCU's web site and enter a web site hosted by an organization separate from DCU. We encourage you to read and evaluate the privacy policy of any site you visit when you enter the site. While we strive to only link you to companies and organizations that we feel offer useful information, DCU does not directly support nor guarantee claims made by these sites.

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Digital Federal Credit Union
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
508.263.6700 • 800.328.8797